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Scrooge and Marley's Counting House

On a frigid, foggy Christmas Eve in London, a shrewd, mean-spirited cheapskate named Ebenezer Scrooge works meticulously in his counting-house. Outside the office creaks a little sign reading "Scrooge and Marley"--Jacob Marley, Scrooge's business partner, has died seven years previous. Inside the office, Scrooge watches over his clerk, a poor diminutive man named Bob Cratchit. The smoldering ashes in the fireplace provide little heat even for Bob's tiny room. Despite the harsh weather Scrooge refuses to pay for another lump of coal to warm the office.