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Yeah, at the time I first wrote this guide, the material value was way higher and credits were worth a lot more.
And to anyone reading comments as of 11/07/2022 - Because of the new expansion, and a lot of exploiters doing what they do best, there has been a huge amount of credits coming into the economy.
That, combined with EA removing several credit sinks, such as cartel coins from referrals and removing renown rewards, has made the credit value drop by almost 1000%.
On a positive note, if you have any un-bound items, armors or weapons, they will sell for 100s of millions now.
So basically, thanks to exploiters, the economy is in shambles. This has happened in previous expansions as well. It might go back to the previous value later on, but as for now, yikes.