Hey guys, here is an in-depth guide with the aid of video walkthroughs (as proof that it is possible) to show you how to complete Payday 2 heists on OVERKILL difficulty, STEALTHILY, and on SOLO. Hopefully teaching you to be the criminal genius your friends dont think you are so that you can show them all that you dont need them to be successful as you run away with your bags of loot into the night whilst not having to listen to police sirens or worry about your ammo depleting as 4 bulldozers barge into the closet you somehow found yourself holed up in. Ill take you through in detail for each heist, and theres videos to go with the guide that'll give you physical evidence that it can be done.

First things first, you dont need full body armor when doing a mission stealthily, and you dont need to take powerful guns with you either, just a silenced pistol will do the job best and you shouldnt even need to reload it throughout the mission. Just take the suit you start with as it has the lowest visibility and makes your heist seem a bit more classy. I personally get on fine with a visibility of just below midway through the middle bar. So its possible to get away with having medium visibility but you just cant walk too close to the guards or they will spot you instantly and you will most likely lose all element of stealth. For best results you cant go much safer than having a low visibility.

Some guns have a lower visibility than others, and this is espescially important for your primary weapon. Attachments on guns add to their visibility so if you have some already on your primary then take them all off. For your secondary however, take a pistol with low visibility and attach a silencer, even though this adds to your overall visibility, the help it gives you is far more valuable as you will need it to take down guards.

When doing a heist solo, its best to have skills from both the Mastermind skill tree and the Ghost skill tree. The ECM jammer from the Ghost tree can can provide you with extra security for getting past a camera or stopping anyone in the area making calls for a period of time until you get the civilians under control. Meanwhile the ability to yell at police to make them surrender, along with the perk of extra cable ties, will also prove valuable for reducing the chance of you getting discovered and the police being alerted.

In addition to this i personally went for perks that aided my stealth or increased the value to the loot items i would pick up from deposit boxes or display cases. I picked perks that allowed me to move faster while crouching or to seem less suspicious to civilians. I also unlocked one skill from the Enforcer tree called "Transporter" which allows you to move faster while carrying bags and also throw them further.

Check out the video below to see all the skills i use for my heists, as well as the weapons, along with some explanation too.

Some of you requested to see what skills i use and also what weapons i use. I use pretty basic stuff at the moment, but heres a video explaining what i have, and i explain what i plan do get and why.

The video shows a commentated walkthrough of how to do this heist solo, stealthy, and on overkill. If you can't be bothered to read, just watch that, it explains everything too.

To complete the bank heist on your own you will need to be able to yell at guards so that they surrender and cuff themselves. This is important as you can't kill all the guards as you will have to use the pager too much and so they become too suspicious and alert the police. Even if you have the convincing pager skill, which i would still recommend for those guards you do kill. I find that so long as you have one guard hostage then you should be fine to kill the others, but you have to make sure you kill them silently, either by hitting them, or shooting with a silenced pistol. And you must also be wary that the guards are away from civilians and out of sight from cctv cameras when you kill them or force them to surrender. Another great perk for this mission is the ability to bag up dead bodies, this allows you to remove any trace of evidence that you killed a guard so when other guards go to the scene of the crime they won't alert anyone, as they don't have a clue it had happened.

So at the start of the mission, just scout around, learn where the safe is and where the security room is, then look at which doors are open. For the sake of this guide i am going to call the main entrance to the bank the bottom or South entrance, making the door on the opposite side of the building the North entrance, and the door on the left of the building running adjacent is the West door. Sometimes the north and west doors will both be open, and sometimes they may both be cllosed, or they could even be one open one closed. If they are already open at the start of the mission then it often is a sign that the guards and the bank manager will walk outside as part of their patrol. This is the best place to take them down. It's out the way and it's a time where they are often on their own. If however the doors are closed then i would recommend just opening the north door to start with, then if the security room is close to the west door you can just run round and open the west door when you need to. If both doors are closed then it means the bank manager and guards are likely to patrol up the stairs next to the north door, and onto the roof. This is also a good time to catch them. Be careful there are no cctv cameras on the roof when you take them down, otherwise, wait until they come back down the stairs and get them there.

When you yell at the bank manager (the old looking guy with a waistcoat) and tie up his hands, he may or may not drop the key card which grants you access to the security room. If he drops it then thats a bonus. Otherwise make your way through the north door and wait outside the room with the civilians in. Deploy an ECM jammer and then while crouching and stick close to the wall, walk left out of the door and enter the bank managers office. Now if you haven't taken down all the guards then you will have to time that part right as to run through during a gap in their patrol of that section. Once you're in the office, the keycard should be on the table, along with a few chunks of cash. then repeat what you did before to get back out by the north door. Ensuring you're crouched as you hug tight and face the wall whilst briskly getting from the office to the exit.

Sometimes the security room will be in that small corridor up by the north door, if this is the case then use the key card to get in and hit or silently shoot the guard inside and answer his pager, bag him up too if you can. If it's by the west entrance, run around the car park and open the west door, be careful as there is often a camera or two in that area. Crouching and sticking tight to the wall can help you get past this, or you can deploy an ECM if you had 2 or never used it beforehand. Once the guard in the security room is down, the cctv will no longer detect you, it's now on your side. You can operate the cctv from the panel in the security room, you can switch between cameras to scout out any remaining guards and it will put a red glow around them so when you exit cctv view, you can still see their outline through the walls for a short period of time.

Once the guards are taken care of, or if there's only maybe one remaining (best to clear them all out), you need to get the drill and throw it in front of the safe. Now the safe might be near the west door or the north door. Depending on where it is depends on how you must execute the heist. If it's by the north door, enter into that lobby outside the managers office and sneak around the cubicles telling civillians to get down, then tie them up. If you do this right, the people in the main lobby near the main south entrance don't even have to know. If done right you can set up the drill and take the cash without the people in the front room ever noticing! If the safe is by the west door then it can be a bit more difficult but this time the people in the room outide the managers office, the room by the north door, they don't have to be alerted. Enter through the west door, and in front of you is a small room with a door at each end, inside this room is the bankers who are dealing with the customers. They must be your priority when you tell people in this room to get down as they have panic alarms under their desks. I would recomend walking into that room first and gettin them down immediately before turning to the rest and getting everyone else on the ground. Tie up these bankers behind the desk. Then tie up anyone near doors or who may become out of sight often.

Once you have the room under control, throw down the drill, start it up, and wait...Keep an eye on the people who you haven't tied down, and be wary of people outside who may notice whats happening as they walk by on the street. Once the vault is open and the room is under control, take all the money or gold, and if you want you can stay for around 40 minutes opening all the deposit boxes (unless you have the lockpick skill which should speed it up), then just strolll out with all your bags, being careful of people walking the street as you cross the road to the van. Then pile it all in and leave. Success, and a nice load of money ranging from around $150k+ depending on how much loot you took. And don't forget there's often a small safe in the bank managers office too if you want extra!

I would also recommend the transporter skill from the Enforcer class as it allows you to throw bags further, and run faster with bags. It just helps speed up the packing process. Also if you do decide to open all deposit boxes, there is a perk in the Ghost class that adds value to your lot and increases the chance of finding a high loot item, just incase you wanted even more cash!

Check out the video above for a full walkthrough and explanation if you prefer to see visually what to do.

First thing to do is to run straight to the back of the store, there are normally 2 guards patrolling those back alleys but occasionally be prepared for 3, or if your lucky just 1. Wait till they're a good distance apart so that you can deal with one without the other noticing. I recomend trying to take one as a hostage and then killing the other with a silenced pistol. Then remember to talk over the dead guards pager. This is why i prefer to only shoot one, if you have to talk on the pager too much then the police will become alerted as you will raise too much suspicion.

Once you have dealt with the guards, head over to the alleyway on what could be considered as the East side of the store, if the front door and road are considered towards the South. If you smash one of windows you can then enter the backroom which often contains the safe. Occasionally if you are unfortunate the smashing window will cause you to be detected but more often it should be fine. DON'T start the safe drill yet. It will be too loud and cause detection. Instead head out the door into the room opposite where there is likely to be a couple of civilians. Get them down on the ground and tie them up. They will be out of your sight for most of the heist so its good to secure them down. At this point it is safe to smash the display cases and take the jewels in this room before you move on.

Next up is a crucial stage in determining the success of the heist and your stealth. You have to make your way down the short corridor and enter the storefront where there are many civilians and potentially a guard. You need to spot this guard as soon as possible, try to line up a head shot with a silenced pistol just before you enter so you have him down instantly. Otherwise he may spot you and start shooting with his loud gun and alert everyone before you can take care of him. As soon as you've taken him down, quickly get all the civilians inside the shop down. Try not to let anyone on the street see you. If they do, get them down as soon as you can and tie them up. You dont need to tie up the civillians in the storefront as you will be spending a lot of time in there, you just have to keep them down and under control.

At this point you can start loading the bags up and taking the loot, even turn on the drill but ensure you spend your time in the storefront guarding the civilians and not sitting out of sight waitng for the drill to finish. Load up your bags and throw them next to the front door, this will help you when running to and from the van as you have all the bags in one place and they are easy to find and access. When transporting the bags, keep an eye out for any civilians on the street and tie them down if they spot you. But also make sure to yell at all the guys in the store each time you come back for another bag so that they keep staying down instead of sneaking off to call the police while you leave them unattended.

As security, i put down an ECM jammer when im about to take my last bag to the van as this should mean if someone did somehow get alerted on my final journey then they can't do anything about it. It's not really needed but i just like to be extra safe and know that i cant lose my stealth on the final part, even though if the alarm did go off the police wouldn't arrive until after you leave, but then you will know deep down you lost your stealth...

Completing nightclub solo whilst being stealthy, and on overkill, is something i personally found quite frustrating. I developed my tactics early on but sometimes the game just works against you. Little things like the civilians hearing the drill randomly or turning a corner and bumping right into an enemy would keep happening, maybe due to my carelessness too. I also experienced the ultimate frustration of getting discovered multiple times at the last hurdle. But it was all fun and intense to do, especially when trying to escape the building.

Enter the nightclub through the front door by getting past security, you dont need to put on your mask to open the window located down the side alley. Make your way into the nightclub, be cautious of the guards/gang members, and enter the "staff only" kitchen area. Once there walk to the right and you should come to a room where people are playing poker. Briskly walk through it to the door and stand out of sight behind the crates. But your mask on here and open the door leading to a small open space out the back of the club. Occasionally here you will find a man smoking, he plays a similar role to the bank manager. Get him down and you should recieve a key card. Whether he is there or not, proceed through the next door carefully to enter the room which contains the door to the office containing the safe. Guards often patrol in this room and linger inside it for a while which is why i advise you be careful entering, being prepared with your silenced pistol to quickly take down one or two guards.

If you have the keycard, either from killing the guards or from taking the guy hostage earlier, then you can unlock the door and head on up the stairs. I recommend bagging up any dead bodies and taking them upstairs too. However if you arrive at the door still with no keycard, you have a choice to make. You can start the drill and guard it closely, waiting by it and killing any guards who come in, one of which may drop a keycard so you can open the door sooner than finishing with the drill. Otherwise if you dont want to wait then you can go on a riskier venture to find and kill guards in the kitchen and poker room area, this is dangerous as some kitchen staff also wonder around frequently and may spot you. So that part is your call.

Once you're through the door, take the body bags and throw them in that little corner behind you when you reach the top of the stairs, just to get them in a completely out of sight place. Then start the drill. As i mentioned before, sometimes people in the upstairs section of the club would hear the drill randomly. There's not much you can do about this unfortunately, unless you peer through the window at them and wait until they move downstairs before putting up the drill, but then you may be waiting forever.

When the drill is going on the safe, keep an eye out through the door at the bottom of the stairs as guards may still patrol that room. Generally i find that once i kill four guards in that room, no more tend to turn up, so if you have four body bags then the threat from guards isn't much of a problem anymore.

Once you get the money from the safe, throw the bags down against the wall to the right, at the bottom of the stairs, next to the book shelf. This allows you to run around that wall, down the corridor leading to the DJ's stage. Now this is the fun part. Grab the bags from through the wall and place them ready at the bottom of the stairs to the stage. You will probably require the transporter skill from the enforcer tree to be aced, because for the next step you will be throwing the bags accross to the other side of the stage, ideally far enough that they hit the wall on the other side. Once all the bags are on the other side, while crouched, hug tight to the wall and keep your head down as you walk across the stage behind the DJ. Drop down at the end and quickly scurry into the toilets and out of sight. You should get through that without being detected, only raising a few question marks which should drop when you get in the toilets.

Sometimes the DJ is dancing around the stage, this makes it only a tiny bit harder as you may have to time your crossing of the stage a bit more. But if you look down and hug the wall you should be fine, the AI aren't too intelligent.

From inside the toilets, you should be able to grab your bags from through the wall. Once you've gathered them in the toilets, take each one up the stairs on the right when you exit the toilet, and throw them at the window in front of you when you reach the top of the stairs. Once they are all up there, walk round to the other side of the window and pull the bags through to your side. For the final step you need to go out onto the balcony and thro the bags over the edge and into the road, if you can, aim more towards the alleyway which runs down the right side of the club in relation to the front entrance. This is because then you're not throwing your bags down in front of the bouncer guarding the entrance. When all the bags are down, jump the rail, again aim for the alleyway if you can, so you dont get spotted to easily. From there it should be a straight forward mission taking the bags to the van.

The risk at the end is that sometimes there are a few people on the balcony which you throw your bags, and yourself, down from. Therefore they may detect you, if you want you can tell them to get down and keep them under control as you throw down the bags. Otherwise, if there are too many people up there, you may be able to take your bags to the other set of stairs closer to the entrance. Once you're down them, if you turn left you see the cloakroom, in there is a window which you could throw your bags and climb through. But you would have to be careful as there is a member of staff attending that area too. But if you make it out, then you end up in the same place as you would have if you jumped from the balcony area. Again this is a decision you will need to make based on the risk of each option.

This heist was quite a fun one to do, and one i was excited to do. People tend to start by going around to the right of the gallery and entering through the toilets or by dropping straight in to the gallery itself through the windows above each room. However, why not just go through the front door? I feel this option is often overlooked and it's understandable why, you would be entering into a room containg at least one guard, maybe two or three, along with a security camera somewhere in there too. But this is a good thing. It means you are in a place which guards often patrol into, and therfore, once you have the first guard or two under control, you can pick off guards in an environment which you are in control of. You need to take one guard hostage, maybe best to do this with the guard behind the desk. Once you have a hostage it is fine to kill the rest of the guards, i don't even risk telling a second guard to get down anymore as it's unlikely that it will work. Also guards don't tend to react when they come across a guard taken as a hostage for some reason, but they will if a civilian is the hostage.

Once you have a hostage, then you can cautiously head into the main gallery rooms to hunt down guards, but try to stick to the rooms closest to that main reception, that way you can keep checking back in case a guard comes walking down the corridor towards it, which is good because now he's easy pickings for you. When you are in the main gallery, be careful killing guards, try to hit them before they notice you to kill them silently and instantly, sometimes even a silenced pistol can be heard by another nearby guard, and remember to bag up the bodies, and hide the bags either outside or in a toilet cubicle. Also in every room there is one cctv camera in operation. Try not to take any of these out just yet. Wait til all the guards are dead and if a camera is looking at a painting you need to take you can choose to use an ECM jammer on it or you can hit it from beneath to take it down. Sometimes shooting cameras will alert the police so try to hit it if you can. And if there are still guards when you destroy a camera, make sure you prevent any of them from seeing it and reporting it. Another thing to be aware of is make sure you kill a guard where cctv cant see them, sounds basic but it's an easy and unforgiving mistake to make.

Now the restrictions i see with going through the toilet door around the side of the gallery is that it's difficult to take the guard behind the desk as a hostage as he can detect you quickly from where he is standing, and the only real chance you get to take out a guard is if you turn on the hand dryers as they walk past the room, allowing you to ambush them in the toilets, but this can be a slow process to do with every guard. However i would recommend going through the toilets if there is a camera above the internal entrance which can make it difficult to kill people in the main reception area.

Once all the guards are down, its easy from there. Just go and fetch as many paintings as you can find with the red "sold" sticker next to them. If you get 9 paintings you get an achievement too.

This was a mission i at first thought was impossible to do stealthy, i thought it was scripted that, depending on how you did on day 1, you would inevitabley have to face a police ambush or get police called after a set amount of time because "someone saw suspicious acitivty and called the police". I got confused by that last one in particular as sometimes i would wait in the train, knowing no one could see me, but the police still got alerted.

However, completing this mission stealthily turns out to be posiible. To start you go and carry out the mission as instructed, throw ALL your paintings up to the helicopter when instructed to do so. (There are other less reliable techniques that i wont go to much into that claim you do a little trick by holding on to the last painting until the end. This method is unreliable as police still get detected and the train door doesn't always open until you have exchanged the last painting.)

Now when you get the last money bag, leave it on the floor so you've got nothing on your back, then sprint out the train and through the warehouse towards the escape van. Once you're through the warehouse you will reach a road with the escape van on the opposite side of it. There will be a few civilians around this road area, usually 3-4. Get them down and tie them up, they will probably be running around all scared which is why you need to be quick so they don't call the police. Getting these guys down is the key to successfully stealthing this mission, once they're tied up, they cant go anywhere or alert anyone, leaving you with all the time in the world to get all your bags of money to the escape van, earning you a heap of cash.

This method is pretty simple but it took me a while to realise was actually possible. However, if Day 1 didnt go so well, then i think a police ambush is still inevitable, but if you do the first day stealthily then this method should work great.

So Day 3, i start by going to unlocking the double doors opposite the lounge area on the roof, sometimes guards walk out of these doors at the start of the level anyway so try to take one hostage if they do. Otherwise head down these stairs and there is usually a guard within close range of the bottom of the stairs, so try to take a hostage as early on as possible. As i've said before for other mission guides, once i get my first guard hostage, i dont risk trying to take anymore down. If you have the "Smooth talker" skill then you are able to kill all the remaining guards in this heist.

Some people like to ignore guards and take them down only as a last resort, in my opinion this means you have a lot more to pay attention to and a lot more of a risk of losing your stealth at some point later in the mission. Eliminating guards at the start is handy as if you succeed then you basically have nothing to worry about for the rest of the heist, except cameras but they're less of a problem.

So i get my hostage, then i hunt down guards, i try to use my silenced pistol as little as possible too because sometimes other guards can hear it even if they are on another floor. Occasionally if i shot someone, a guard on a different floor, directly above or below me, would be instantly alerted. From then on i would try to sneak around behind them and hit them down. If they dont detect you, melee is a one hit kill and its completely silent. If they detect you it may take a couple of hits but thats fine too so long as they die.

When you kill a guard, bag them up and drop them off on that upper level of the roof where you begin the mission. Guards go on the roof but they dont go up the stairs towards the computer and stuff where you spawn. So this is a safe place to throw down body bags. Dont get lazy and leave them somewhere a guard may stumble across it! Unless its the last guard you have just killed. It's just a process you have to repeat until the guards are all gone. One by one hit them down and hide the bodies, ensuring you have one hostage. Once thats done you just have to mind the cameras.

The next part is finding the items you need to steal. You dont need to collect the keycards unless you lose your stealth, but the other items can be on pretty much any surface, anywhere. Check all tables, desks, sofas, beds, small bookshelves and bedside tables. I always get stuck on the 5th object but after ages of searching i always find it in a room i didnt check properly. You can also use the cameras to spot any items left so long as they are within the view of it. Just go to the laptop on the roof or tv in the office room to look through cctv.

Once you got all the items, take them to the roof, gain access to the camera in the safe, then you need to find the location of the safe. The safe is hidden behind a bookshelf which you can move if you go up to it. There are a few bookshelves in the apartment but only one will have the safe behind and its random each time you play it. Below are two images showing the blueprints of the upper and lower floor, the arrows mark the only three locations where i have ever found the safe. These may be the only places, or there may be one or two more i have yet to find, but if the safe isnt in any of these locations for you then check the dark grey areas on the map and go investigate to see if there are any bookshelves nearby as they may represent the hidden safe room, as you can tell by the dark blocks where the arrows already point.

Upper Floor
Lower Floor

Once you find and open the safe, you will transport bags of coke down to it. After that, you have the option of taking the gold from the safe. But you may notice a problem if doing the mission solo. Laser trip alarms block the doorway inside the actual safe. You can only turn off these lasers for short periods at a time from the computer in the office room. So if your safe is located on the lower floor, you may as well go ahead and finish the level as you won't be able to get the gold unless you had at least two people (one to turn of the lasers, one to collect the gold). If your safe is on the upper floor, the same floor as the office where you deactivate the lasers, then you have enough time to sprint to the safe, and if you have the fast loot packing skill, you can get in and out of the safe returning with one bag of gold. So if you repeat this then you can collect all the gold! Then you're done!

Day One of Firestarter, a mission not really made for being done stealthily solo, probably a lot easier to do in a group though. However it is possible solo! The key to this mission is patience and to stick to the alleyways behind the hangers and to use these alleys as your hunting grounds where you pick off one by one the gangsters who patrol through them.

Firstly, on this mission it is fine to destroy any security cameras, the gaangsters dont notice them when they are destroyed and the police aren't alerted if you destroy too many either. This is a real help as it's one less thing to worry about. Just make sure you shoot them with a silenced gun! I used the standard "Chimano 88 Pistol" with a standard issue silencer for my secondary, but also i used a silenced "M308 Rifle" a few times especially for taking out the cctv. However i would still recommend beating people down as much as you can to avoid any unfortunate instances of a guard hearing your gun shot through a wall if he was nearby on the other side.

So wait around in the alleyway and kill guards as they patrol through them, they dont have pagers, and you dont need to take any hostage, just kill them all, bag them up, and hide their bodies. There are some guards who remain stationary, so try to kill all the moving guards as they will come through the alleys at some point, then once they are taken out, systematically assassinate the stationary guards in an order that wont be in the line of sight from another guard. So basically, find a guard who isnt being looked at, then kill him first. Then hopefully, the next guard will now not have anyone looking at them, so kill him too, and so on. As often there is almost like a string of guards who kind of look towards another guard and have a guard looking at them, so you got to find the start of the string and work through the order of guards. I hope that metaphor wasnt too confusing, if you need more help check the video and you may see what i mean.

Once all the guards outside the hanger are taken care of, you now need to analyse the guards inside the hanger. There can be between 3-5 guards iside the hanger, and this is another instance where i recommend the silenced M308 rifle as it is basically a sniper. This is the part i found hardest, as it's difficult to find a moment when you can kill one guard without the others noticing. Which is why if you watch them for a minute or two then you can notice patterns in their patrols and plan a moment to take them out one by one. I waited until one guard was by a truck, out of sight from the others, i killed him, then quickly went over and bagged up his body before repeating the process. Once the hangar is cleared, you're basically done. Now you just have to open the back of the trucks and take all the guns to the escape van.

As an extra note, i found this mission easiest when the hanger you need to get to was one of the end hangers, furthest away from where you spawn. The two hangers closest to the spawn were more difficult as it felt more crowded, and the guards didnt patrol down the alleyways so much.

This mission is carried out a bit differently to the others, it's maybe the only one where i'd recommend trying not to kill guards, and to avoid them as much as you can. There are too many guards for one person to control or kill, and i've read that guards respawn through an elevator? I dont know how true this is but it's just an extra word of caution in case this is true.

Right, to start, i run down the left side of the building and picklock the door, although if you want there is the front door and a door to the right, but i wouldnt recommend them to start, though they may come handy later on. Once you're inside, you need to find the server room. It can spawn in one area on the bottom floor, and there are three potential spawn points on the upper floor. On the bottom floor, if you go in like i said, through the left door, then it may be on the wall to the left, otherwise its upstairs. Once you find this room, don't open it, or the alarm will go off. You next need to hack a computer (highlighted with a yellow glow), once that is done, you are told to find to electrical boxes, follow the waypoints and cut the wires inside them. REMEMBER to close the door of the box before you leave it, if a security guard sees an opened electrical box, he will raise the alarm.

Once you cut the wires you need to head back to the server room, open it up and take the server back to the van and the mission is done. It's pretty quick, but if you want more loot, you can go back and in the first room you enter, if you go through the left door, there will be a wooden locked door which you can picklock. Inside is another door you may need to drill or c4, but you can see through the bars whether there is any loot behind the door. There can be a few guns, or cocaine, or even money, or nothing at all. But it's a good little bonus if you want it.

Now in my opinion, the only time the front or right door may be useful is when the electrical box wire you need to cut is in that front lobby. This is probably the most awkward place for it to be as there is always a guard there, and often others patrol past it. So the likelihood is you will need to be prepared to kill one or maybe two guards before you can cut that particular wire. If you're lucky your box will spawn in easier areas to access.

Working on Firestarter snd Big Oil at the moment. Any requests are welcome too. Just let me know and ill see what i can do.