you rock don't ever change!! xx

Need me to sign in to your Pokémon again and catch you some kangas! 😁

The crucial feature is that cash flows associated with rate sensitive contracts vary with
changes in interest rates. Fixed-rate assets and liabilities carry rates that are constant
throughout the one-year time interval. Cash flows do not change unless there is a
default, early withdrawal, or prepayment that is not forecasted accurately. Both of
these are classified as fixed-rate (at zero) in this static analysis.
Expected average earning asset yield rates and interest costs for the year appear beside
each account and represent expected values. If these balance sheet and interest rate
figures reflect average performance during the year, the bank’s tax-equivalent NII is
expected to equal $40.70 per $850 in earning assets for a net interest margin (NIM) of
4.79 percent During the year, the level of interest rates normally changes from that initially projected, as do the composition and volume of assets and liabilities.

123... mic test 123... is this thing on?

Fun year, HAGS <3

Pokémon Bro’s 🤩🥰